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TERMS AND CONDITIONS OF USE

Please Read These Terms Carefully Before Using the Rutter’s Rewards® card and/or the related Rutter’s Rewards® Website

Centego, Inc. (“Centego” or the “Company”) provides the materials contained on this Website on the Worldwide Web (the “Website”) as a service to our customers and visitors. Rutter’s/Centego requires that all visitors to the Website adhere to the following Terms and Conditions (“Terms and Conditions”). By accessing the Website and any of its pages, you indicate your acknowledgment and acceptance of the Terms and Conditions set forth below without limitation or qualification. Centego/Rutter’s may revise these Terms and Conditions at any time by updating this posting, which revisions will be binding upon all users and visitors to the Website. You should therefore visit this posting to review these Terms and Conditions from time to time as you visit the Website. For purposes of these Terms and Conditions, references to Centego include its affiliates, directors, and employees.

 
 
LAWS AND REGULATIONS
User access to and use of the Website is subject to all applicable federal, state, and local laws and regulations. Unauthorized use of this system is prohibited, and violators can be prosecuted under federal and state law. Texas law and federal law will govern the interpretation and enforcement of these Terms and Conditions.
 
COPYRIGHT AND TRADEMARK INFORMATION
The information contained at the Website, including but not limited to text and images herein (other than certain images licensed from third parties) and their arrangement are copyrighted by Centego. All rights reserved. Rutter’s Rewards® and its logo are trademarks of Rutters. Nothing contained at this Website shall be construed as granting by implication, estoppel, or otherwise any license or right under any patent, trademark, copyright, or proprietary rights of Centego or of any third party.
 
CARDHOLDER INFORMATION

Welcome to Rutter’s Rewards® Cardholder tools, for use with cards issued by Centego. Here you will find everything you need as a Cardholder. After you login and register, you will be able to view many useful tools in the Your Account portion of the Rutter’s Rewards® Website, such as your card balance, your transaction history, and your personal profile. Please be sure to update all your member information to be assured your rewards and program participation will always be current. If you have any questions please visit the FAQ section of Cardholder Tools.

Use of the Rutter’s Rewards® card confirms, by your action, your agreement that you have received, understood and accepted these Terms and Conditions as written here. These Terms and Conditions prevail in the event of any conflict or inconsistency with any other communications, including advertising or promotional materials. The card acts as your reward collection card, so when you present the card at participating Rutter’s Farm Stores, gas discounts may be earned and stored on your Rutter’s Rewards® card for future use.

 
PROTECT THIS CARD AND TREAT IT AS YOU WOULD CASH
 
 
Card Issuance/registration

You may obtain a Rutter’s Rewards® card from any Rutter’s location. You may register your Rutter’s Rewards® card at the Rutter’s Rewards® Website and provide your personal information. The card becomes your permanent payment vehicle for use with Rutter’s Rewards® retailers and merchants, so that you may continue to earn new Rutter’s Rewards® Rewards to replenish your card account balance. You must notify the Company of any changes to your personal information. Cardholders must be at least 16 years of age and the holder of a valid driver’s license, except when listed on the Rutter’s Rewards® account of their parent or legal guardian and the Cardholder acknowledges that a younger child may redeem Rewards.

Centego will maintain records of your Rutter’s Rewards® Rewards account balance and authorize its redemption when you use the card. Registration allows your account to be managed. Registration also allows that your card account balance can be fully protected. If your registered card is lost, stolen, damaged or destroyed, you must notify Rutters/Centego of that occurrence. The amount of your rewards account balance presently available at the time of receipt of the notice by Rutters will be protected. Reductions in the account balance prior to receipt by Rutters/Centego of notice that a card has been lost, stolen, damaged or destroyed are the responsibility of the Cardholder.

 
Earning Rewards

Rutter’s Rewards® is a unique reward program which lets you earn cents per gallon discounts to purchase gasoline. Rewards may be earned on all qualifying purchases of goods and services from Rutters. Merchants who are participating in the Rutter’s Rewards® Program may change from time to time. The promotional programs utilized by participating merchants for earning specific Cash Rewards may also change. Any specific Rutter’s Rewards® Reward from a Sponsor may have an expiration date associated with it, based on the terms of each promotion. When a Sponsor ceases to participate in the Rutter’s Rewards® Program, Centego will cease recording rewards previously associated with the withdrawing Sponsor.

Centego calculates the appropriate Rutter’s Rewards® Rewards when you make a qualified purchase and automatically adds the rewards to your RuttersRewards card account balance. If you have any dispute about the use of your card, calculation of Rewards, or the account balance, Centego/Rutter’s must be notified in writing by the date specified on your Account Summary. Otherwise, that Account Summary will be deemed to be correct and binding on you, the Cardholder. Centego/Rutters decision in resolving any such dispute is final and binding.

Rutter’s Rewards® Rewards can only be earned, held, redeemed or transferred as set out in these Terms and Conditions. Any other use, award, sale, or exchange of discount Rewards, or attempt to do so, is a material breach of these Terms and Conditions. Any claimed Rewards not earned and held in accordance with these Terms and Conditions will be invalid and cannot be redeemed. A violation of these Terms and Conditions may result in the voiding of any Rewards account balance or other appropriate action.

 
Redemptions
The Cardholder presents the Rutter’s Rewards® card for payment of a purchase of gasoline or other petroleum products at any Rutter’s location. The merchant swipes the card through its POS terminal for authorization and transmission of transaction data on the Centego host platform. The card’s magnetic stripe identifies the card number and available account balance for the purchase. Once the transaction is authorized, payment is accomplished just as any debit card transaction, – and you pay no fees. If card any contains discounts on cents per gallon, the entire discount will be consumed unless the reward exceeds the retail price of gasoline.
 
DISCLAIMERS

NO Rutter’s Rewards® REWARDS MAY BE REDEEMED UNTIL THEY HAVE BEEN CREDITED TO THE CARDHOLDER’S ACCOUNT. A CONDITION PRECEDENT FOR ALL Rutter’s Rewards® REWARDS IS THE RECEIPT BY CENTEGO OF SETTLEMENT PAYMENTS FROM THE SPONSORING BUSINESS RESPONSIBLE FOR THE SPECIFIC REWARD. SPECIFIC Rutter’s Rewards® REWARDS MAY EXPIRE UNDER THE TERMS OF THE PROMOTIONAL PROGRAMS ESTABLISHED BY EACH SPONSORING BUSINESS.

Transactions upon which rewards are earned or redeemed are made directly with a relevant Sponsor, and Centego has no responsibility for the design, delivery, use, standard, quality or otherwise of any goods or services sold by participating businesses through the use of the Rutter’s Rewards® program. These transactions and all Rutter’s Rewards® Rewards are subject to all applicable legal rules and the terms and conditions set by the Sponsor. When Rutter’s Rewards® Rewards are redeemed ,Centego acts as an account balance recording intermediary between you (the Cardholder) and the relevant Sponsor, and the Company uses commercially reasonable methods to maintain account balance data so that Cardholders receive access to all appropriate Rutter’s Rewards® Rewards.

 
LIMITATION OF LIABILITIES AND WARRANTIES

INFORMATION ON THE WEBSITE IS PROVIDED “AS IS” WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

The information contained at the Website may include technical inaccuracies or typographical errors. Rutters from time to time amends, changes, deletes, adds, updates, or alters without notice the information contained at the Website, including references to and information about the products and services described at the Website. Rutters assumes no liability for any errors or omissions in the information contained at the Website and expressly disclaims any responsibility to update the information contained at the Website.

IN NO EVENT SHALL RUTTERS OR CENTEGO BE LIABLE FOR ANY PUNITIVE, SPECIAL, DIRECT, INDIRECT, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA, OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION, INCLUDING BUT NOT LIMITED TO CONTRACT AND TORT ACTIONS (INCLUDING LIBEL AND SLANDER), ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING, OR DISPLAY OF, OR THE INTERACTION OR ANY FORM OF COMMUNICATION WITH, THE WEBSITE AND THE INFORMATION CONTAINED AT THE WEBSITE (INCLUDING VIA COMPUTER VIRUSES OR ANY OTHER FORM OF SOFTWARE).

Rutters will only be liable to a Cardholder who suffers a loss of an account balance as a result of Rutter’s failure to comply with these Terms and Conditions; and, if so, Rutter’s sole responsibility will be to correct the relevant Rutter’s Rewards® account balance.

 
ACCOUNT CLOSURE
A Cardholder may elect to close his/her Rutter’s Rewards® account at any time by notifying Rutters. Upon closure, any rights to redeem Rewards from that account are lost. Rutter’s Rewards® cards are the property of Rutter’s and must be returned to them upon request or destroyed when no longer valid for use.
 
MODIFICATIONS OF TERMS AND CONDITIONS
Rutter’s reserves the right to make changes to these Terms and Conditions and will give the Cardholder reasonable notice of changes by posting them on this Website. Earning or redeeming Cash Rewards on your Rutter’s Rewards® card account balance shall constitute acceptance of the revised Terms and Conditions. Participating Sponsors may change, resulting in a suspension or termination of access to the Rutter’s Rewards® Rewards program, requiring appropriate account balance adjustments. Rutters may transfer all of its rights and obligations under these Terms and Conditions at any time in its sole discretion. Such a transfer will not alter any Cardholder privacy.
 
VIOLATIONS OF TERMS AND CONDITIONS
Centego/Rutter’s reserves the right to seek all available remedies at law and in equity for a violation or violations of these Terms and Conditions, including the right to block access from a particular Internet address to the Website. YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS CENTEGO /RUTTER’SFROM ANY LIABILITY, LOSS, CLAIM, AND EXPENSE, INCLUDING ATTORNEYS’ FEES, RELATED TO YOUR VIOLATION OF THESE TERMS AND CONDITIONS OR YOUR USE OF THE SERVICES AND INFORMATION PROVIDED AT THE WEBSITE.